DUI stands for driving under the influence. It is a severe offense and can lead to a variety of consequences. If you combine driving a vehicle with consuming alcohol, you could injure someone or worse. If a police officer charges you with this crime, it might have a long-lasting impact on you.
Some of the consequences of driving under the influence include the suspension of license, fines, jail time, community service, mental training, and attending alcohol responsibility classes. No matter the sentence, it will undoubtedly lead to a black mark on your criminal record.
However, what most people don’t know is that being convicted of DUI might have an influence on their car insurance. It is a quite common issue offenders have to face. You should be aware that your conviction of DUI will be reported to your insurance company. As you can see, driving under the influence is not worth it. If you want to avoid penalties and spending time in jail, you should call a cab or have a friend pick you up, rather than driving yourself. Make sure you have a designated driver when drinking alcoholic beverages on your nights out.
How can a DUI offense affect your car insurance?
Every person driving on the road should have insurance. However, if you have a conviction of DUI or another alcohol-related crime, your company will consider you a high-risk driver. It doesn’t mean you won’t be able to secure the coverage; it just means you will face higher expenses than individuals without this charge.
Firstly, your insurance company will probably ask you for high premiums. You can’t blame them. Irresponsible drivers often put their cars at risk. Additionally, if they find out about your DUI conviction, they could cancel your policy.
Unless the authorities make a decision to clear you of DUI records, your insurance company will continue to raise their rates for your policy. Finally, if you happen to have a record before getting your car insurance, the chances of getting a cheap premium are quite small. The price of insurance depends on your place of residence, previous record, and the year and type of the car you have. If you want to get a good deal, you need to prove them you are responsible enough for your vehicle. However, with a DUI offense on your criminal record, it will be difficult.
If you want to avoid any issues regarding your car insurance, you should obey the rules. Never combine alcohol and driving a vehicle. However, if you by any chance get charged with driving under the influence, you should hire a DUI lawyer as soon as possible. A reputable professional with years of experience will be able to settle the things for you. Not only will a DUI conviction destroy your clean record, but also it will have an adverse impact on the security of your car. To learn more, please be sure to visit our home page or visit this site to find a local DUI attorney near you. We welcome any input or comments you may have on our site as well as our blog posts. The goal of this blog is simply to educate about the different types of drunk driving arrests, and help you understand what will happen next in your case.